Investor Presentaiton

E-Credit A superior product for our customers that continues to scale and is a key revenue source Kshs. 70.5B Disbursed in 2021 Cumulative Mcoop Cash Loan Customer Numbers ( In 'ooo') 6,577 4,641 2,924 1,389 694 388 28 183 FY 2014 FY2015 FY 2016 FY2017 FY2018 FY2019 FY2020 FY2021 E-Credit - Key Growth Focus 13% 2% Cummulative Mcoopcash Loan Book - In Millions 192,706 122,225 85% 63,761 20,169 ■ E-Flexi 225 1,644 4,865 10,102 Business Unsecured Business Plus FY 2014 FY2015 FY 2016 FY2017 FY2018 FY2019 FY2020 FY2021 31

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