Investor Presentation Q4 FY22

Key Trends New Accounts ('000) Corporate Spends (Cr) OSBI card 12,980 12,263 4,567 3,868 3,828 1,008 1,002 6,080 791 286 333 383 Q4 FY21 Q3 FY22 Q4 FY22 Jan'22 Feb'22 Mar'22 Q4 FY21 Q3 FY22 Q4 FY22 Jan'22 Feb'22 Mar'22 Retail Spends (Cr) Receivables (Cr) 42,417 41,872. 25,114 29,129 31,281 29,863 13,693 15,851 2% 12,328 8% 1% 29% 33% 34% 28% 27% 25% 35% 38% 40% Q4 FY21 Q3 FY22 Q4 FY22 Jan'22 Feb'22 Mar'22 Mar'21 Dec'21 Mar'22 Transactor Revolver EMI RBI RE

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