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Investor Presentaiton

SMFG India Credit Pragati Ki Nayi Pehchaan Disclaimer "Certain information set forth in this presentation may contain "forward-looking information", "future strategies" including "future-oriented financial information" and "financial outlook" (collectively referred to as forward-looking statements). Except for statements of historical fact, the information contained herein constitutes forward- looking statements and includes, but is not limited to, the (i) projected financial performance of the Company; (ii) Business strategies which may be adopted (iii) the expected development of the Company's business,; (iv) execution of the Company's vision and growth strategy, (v) sources and availability of financing for the Company's business growth (vi) future liquidity, working capital, and capital requirements. Forward-looking statements are provided to allow potential investors and partners the opportunity to understand management's beliefs, opinion and aspirations. Please note that these statements are not intended to be presented as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and SMFG India Credit Company Ltd (formerly known as Fullerton India Credit Company) and SMFG India Home Finance (formerly known as Fullerton India Home Finance Company) and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of any action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate and/or complete These statements are not guarantees of future performance and undue reliance should not be placed on them. Such forward-looking statements necessarily involve known and unknown risks and uncertainties, which may cause actual performance and financial results in future periods to differ materially from any projections of future performance or result expressed or implied by such forward-looking statements. Forward-looking statements contained in this presentation are based upon management's belief and assumptions and there can be no assurance that forward-looking statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. The Company undertakes no obligation to update forward-looking statements if circumstances or management's estimates or opinions should change including as required by applicable securities laws." 42
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