Investor Presentaiton
Income Statement bridge for FY2015
€ mn
Net interest income
Net fee and commission income
Net foreign exchange gains/(losses) and net gains/(losses) on other financial instruments
Per presentation
Reclassification
842
Per financial
statements
842
154
154
31
54
85
Insurance income net of insurance claims
Losses from revaluation and disposal of investment properties
Other income
Total income
48
48
(53)
(53)
18
1.040
18
1.094
Total expenses
(416)
(43)
(459)
■ Profit before provisions and impairments, gain on derecognition of loans and changes in
expected cash flows on acquired loans, restructuring costs and discontinued operations
Provisions for impairment of customer loans
624
635
Gain on derecognition of loans and changes in expected cash flows on acquired loans
Impairments of other financial and non-financial assets
Share of profit from associates
■ Profit before tax, restructuring costs and discontinued operations
Tax
Loss attributable to non-controlling interests
(1.264)
305
(62)
6
(391)
(9)
6
(380)
(9)
6
(1.264)
305
(62)
6
Loss after tax and before restructuring costs, discontinued operations and net profit from
disposal of non-core assets
(394)
(383)
Restructuring costs
(43)
43
Net gains on disposal of non-core assets
37
37
(37)
Loss from disposal group held for sale / discontinued operations, net of minority interest
Loss after tax
(38)
(17)
(55)
(438)
(438)
Bank of Cyprus
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