KBank Subsidiaries and ASEAN Economic Strategy slide image

KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI Other Figures Loans to GDP as of 2019 United States Thailand S.Korea Japan Malaysia Singapore China 0 50 47.1 80.0 88.5 92.8 100 117.3 % YoY ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Thai Banks' Net Loan Growth and NPL Ratio % to Total Loans 15 5.2 6 12 5 3.9 9 2.9 3.0 3.1 3.1 3.1 3.2 4 6 2.4 2.3 2.7 2.3 3 3 2 136.4 12.5 15.1 14.0 10.5 4.2 3.4 1.3 4.3 5.2 1.9 4.2 5.3 % of GDP 0 1 160.1 -0.5 -3 0 2009 2012 150 200 % YoY Net Loan Growth 2015 --% Gross NPL Ratio 2018 1H20 Note: Data on China, Korea and Japan include loans from commercial banks as well as financial institutions, the rest include loans only from commercial banks Note: % YoY Net loans represent growth of net loans in 14 Thai commercial banks from C.B.1.1 Latest % Gross NPL is as of 1Q20 Credit Card Statistics % YoY Baht 25 19.9 250,000 20 15.7 11.3 12.8 15 11.1 9.7 10.2 200,000 8.7 10- 6.3 6.7 7.2 6.0 4.0 G 5 150,000 -1.1 3.9 10.1 5.8 14.3 11.0 9.5 4.8 8.0 9.4 6.2 9.2 0 -0.7 100,000 -5 Credit Card Loan Growth Spending Growth -10 50,000 -15 2009 2012 2015 -13.3 2018 1H20 147,364 163,956 GDP Per Capita 8.6 3.9 1.8 3.2 5.7 5.4 5.2 % YoY 20 20 10 2.8 0 170,467 185,159 192,327 195,807 202,151 213,586 225,095 236,815 243,467 Note: The credit card statistics number includes foreign bank and non-bank credit cards. Source: The Bank of Thailand, National Statistical Office (NSO), CEIC Data, and KResearch 0 2009 2011 บริการทุกระดับประทับใจ K KASIKORNTHAI Other Figures Population and Labor force 2013 GDP Per Capita -10 -20 2015 2017 2019 % YoY ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Unemployment Rate Million Person % of Labour Force 60 54.0 54.5 55.0 54.8 55.2 55.6 56.0 56.3 56.6 56.7 1.5 1.2 50 1.0 1.1 1.0 1.0 39.4 38.9 39.4 38.6 38.5 38.3 38.1 38.4 38.2 38.2 0.9 40 1.0 0.8 0.9 0.7 0.7 0.7 0.7 30 0.5 20 10 O 0.0 0 2011 2012 2013 2014 2015 2016 2017 2018 2019 1Q20 ■Population (Age>= 15 years) Labour Force Foreign Direct Investment 2011 2013 2017 2019 1Q20 2009 2015 Source: NESDB, National Statistical Office (NSO), and KResearch Foreign Direct Investment Position by Countries Trillion Baht % YoY 10 25 15.2 8 7.5 6 13.9 28 117 8.6 -1.3 100% 80% 15 7.9 60% 23.2 22.1 22.2 21.8 22.9 23.6 24.5 24.1 24.6 23.3 9.3 9.6 8.2 7.9 8.1 7.5 6.6 6.8 6.9 7.3 35.3 -1.8 5 40% 4 -4.4 -5 20% 2 4.9 5.6 5.8 6.6 6.5 7.0 7.9 7.7 8.3 7.5 0% 0 -15 2011 2012 2013 2014 2015 2016 2017 2018 2019 1Q20 FDI Position (LHS) -% YoY (RHS) 30.0 31.7 34.6 35.0 35.1 1.2 1.4 1.9 1.6 16.5 14.9 19.8 18.2 17.1 17.6 16.3 16.2 16.8 15.5 17.7 17.5 2011 2012 2013 2014 2015 2016 2017 2018 2019 1Q20 36.4 35.3 36.4 34.5 17.0 16.1 16.0 16.0 4.0 42.3 27 26 ■ ASEAN EU ■China ■ Japan ■ US Others Note: - FDI refers to equity investment, lending to affiliates, and reinvested earnings; investment in equity is treated as a direct investment when the direct investors own 10% or more of ordinary shares - FDI position by countries is an investment outstanding that nonresident investors have with resident enterprises as stock concept - Converted FDI US Dollar to Thai Baht by reference rate from the Bank of Thailand บริการทุกระดับประทับใจ 178 177
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