Investor Presentaiton
Historical Balance sheet
FY ended 31 Dec (Figures in VND bn)
2017
2018
2019
2020
2021
2022Q1
Cash and cash equivalents
10,103
12,792
13,778
15,095
18,012
14,868
Balances with SBV
93,616
10,846
34,684
33,139
22,507
38,888
Current accounts, deposits and placements with banks
232,973
250,228
249,470
267,970
225,765
194,999
Investments in securities
140,454
152,227
169,429
158,885
173,674
175,251
Loans to customers
543,434
631,867
734,707
839,788
960,750
1,028,900
Provision for credit losses
(8,113)
(10,294)
(10,417)
(19,243)
(25,976)
(31,192)
Equity investment
Net fixed assets
Other assets
3,553
2,476
2,464
2,239
2,346
2,366
6,162
6,527
6,710
8,539
8,626
8,345
13,111
17,357
21,892
19,817
28,969
30,323
Total Assets
1,035,293
1,074,027
1,222,719
1,326,230
1,414,673
1,462,748
Current accounts of banks and payables to SBV
171,385
90,685
92,366
Borrowings from SBV and term deposits from banks
66,942
76,524
Customers deposits
708,520
801,929
73,617
928,451
41,177
103,584
1,032,114
9,468
36,310
109,758
1,135,324
81,278
1,179,669
Derivatives and other financial liabilities
52
5
Valuable papers issued
18,215
21,461
21,384
21,240
17,388
17,380
Debt securities issued and other borrowed funds
23
26
20
15
8
7
Other liabilities
17,651
21,222
25,998
33,954
Total Liabilities
982,735
1,011,847
Chartered capital
35,978
35,978
1,141,836
37,089
1,232,135
37,089
Surplus + Other capital
344
344
5,340
5,340
33,610
1,305,555
37,089
5,340
31,021
1,345,671
47,325
5,340
Reserve funds
7,254
9,446
12,186
14,926
18,173
18,173
Differences in FX and Asset revaluation
178
204
129
5
(5)
(10)
Retained earnings
8,715
16,139
26,055
36,650
48,434
46,157
Total Shareholders' Equity
52,469
62,110
Minority Interest
89
69
80,800
83
94,010
109,030
116,985
85
87
92
Vietcombank
Together for the future
Source: VCB Consolidated Financial Statement.
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