BankDhofar Business and Financial Overview slide image

BankDhofar Business and Financial Overview

1 2 Capitalization Overview OMR million ■Capital Adequacy Ratio CET-1 Ratio 12.6% 11.9% 12.5% 12.9% 12.9% 8.25% 5 بنك ظفار BankDhofar Minimum regulatory requirement Robust CAR and a comfortable capital position thanks to α combination of shareholder's equity, retained earnings and balance sheet optimization. 12.25% 17.3% 17.9% 17.7% 17.8% 17.6% 2018 2019 2020 2021 2022 Risk Weighted Assets 3 Dividend History (FY 2022) 6.0% 4,072 4,063 4,024 5.0% 5.0% 4.0% 268 248 240 14.982 4.0% 11.985 ■Operational 70 3.0% 142 64 2.0% Risk 2.0% Market Risk 3,662 3,720 3,744 5.993 1.0% ■Credit risk 0.0% 2020 2021 2022 2020 2021 2022 I Cash Dividend Dividend % The Bank reported capital ratio that is comfortably above the minimum regulatory limit. The Bank has consistently distributed dividends during the past few years. Dividend for year ended 2022 proposed at 5% subject to Shareholders approvals. 25
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