IndusInd Bank Financial Overview
Well Diversified Loan Book
Loan Book (Rs crs)
186,394
144,954
206,783
207,413
206,783
44%
46%
44%
61%
60%
Consumer Finance
(Rs crs)
Mar-20
56%
54%
56%
39%
40%
FY18
FY19
FY20
Dec-19
Mar-20
FY18 and FY19 are not
Consumer Finance Division
Corporate & Commercial Banking
comparable due to
Vehicle Loans
Comm. Vehicle Loans
Utility Vehicle Loans
Small CV
57,054 28%
23,948 12%
4,377
2%
3,524 2%
reclassification of BBG & MFI
(Rs crs)
Small
Corporates
2%
Two Wheeler Loans
5,204 3%
Car Loans
7,247 4%
Corporate
Mar-20
Tractor
4,670 2%
Banking
Large
47,742
23%
Corporates
Mid Size
Corporates
19%
Vehicle
Finance
28%
Equipment Financing
8,083 4%
Mid size
39,559
19%
Corporates
Small
4,033 2%
Corporates
Non-Vehicle Loans
Business Banking
Loan Against Property
Credit Card
34,163 17%
11,643
9.448
6%
5%
Total Advances
91,334 44%
Large
Corporates
23%
Non Vehicle
Retail
16%
Microfinance
12%
BL, PL, AHL Others
Microfinance*
Total Advances
*includes BFIL
4,762 2%
8,311 4%
24,232 12%
1,15,449 56%
13
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