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3Q 2022 Results Presentation

In strong position to deliver the "Bank of the Future" | Good progress made on strategy implementation Bank Build on our core OF Outperform our competition The Transform technology Future Focus on new client needs Grow Retail including Private Sector Retail financing growth SAR 251 Bn. FY 2020 Customer Experience Customer NPS 70% SAR 425 Bn. 66% 3Q 2022 FY 2020 Expand Corporate Corporate financing growth SAR 53 Bn. FY 2020 102% Bank of Choice for SMEs SME Financing growth SAR 10 Bn. FY 2020 Digital Core Banking Platform Digital / Manual ratio +9% 75% 3Q 2022 83/17 FY 2020 Preferred Employer Employee Engagement Index SAR 108 Bn. 70% 3Q 2022 FY 2020 +1% Market Share Market share of KSA banking assets +5% 136% SAR 23 Bn. 16.9% 3Q 2022 FY 2020 Grow Demand Deposits Demand Deposits growth SAR 333 Bn. FY 2020 14% Preferred Loyalty Program Loyalty program customers enrolled 129% SAR 379 Bn. 3Q 2022 2.4mm FY 2020 Improve Revenue Mix Non-yield Income to Operating Income 18.4% FY 2020 +4% 3Q 2022 Results Presentation Leader in Financial Conduct ESG Rating Become Leading Finance Company Emkan financing total (SAR) +9% 92/8 3Q 2022 SAR 3.2 Bn. FY 2020 106% SAR 6.6 Bn. 3Q 2022 Data Leader for Customer Insights Active Digital Customer penetration Develop Best Payments Solution POS Market Share 71% 7.9mm 3Q 2022 FY 2020 36% Modernize our technology Number of Robots 21.5% 310 2Q 2022 FY 2020 10.8mm 3Q 2022 28.4% FY 2020 +6% 34.3% Aug 2022 Grow Private Bank New Private Banking products 59% 494 3Q 2022 FY 2020 Leverage our Infrastructure Alrajhi Banking App Rating 5.5mm 4.8 3Q 2022 FY 2020 Adopt Agile Delivery Transactions per month average 22.1% BB +1 BBB 295mm 3Q 2022 FY 2020 3Q 2022 FY 2020 4 126% Expand our customer reach Number of Active customers 4.7 9.6mm 3Q 2022 FY 2020 32% 17 3Q 2022 12.7mm 3Q 2022 Deepen Relationships via X-Sell 360-degree system to serve clients 668mm 3Q 2022 FY 2020 100% 3Q 2022 8

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