RAKBANK Investor Presentation - Q3/YTD Sep'2022 slide image

RAKBANK Investor Presentation - Q3/YTD Sep'2022

RAKBANK Investor Presentation - Q3/YTD Sep'2022 Key Highlights: Strong Profitability Growth with Solid Returns RAKBANK Simply Better Net Profit AED 878.8M +64.4% YoY Total Assets AED 63.8B +17.1% YoY Gross Loans & Adv. AED 36.0B +7.5% YoY Return on Equity 13.9% for YTD Sep'22 +4.8% YOY Market Capitalization AED 8.0B Net profit for Q3'22 at AED 351.4M up 53.7% vs. Q3'21, highest quarterly profit since Q3'2015 • Gross Loans & Advances at AED 36.0B, up 7.5% YoY and 5.3% YTD . Customer Deposits at AED 40.3B, up 8.8% YoY and 6.9% YTD • Bank has a robust CASA franchise with a healthy CASA ratio of 74.4% Net Interest Margins rises marginally to 4.0%, continues to be one of the highest in the Industry Solid annualized returns • • ROA at 2.0% for YTD Sep'22 & 2.3% for Q3'22 ROE at 13.9% for YTD Sep'22 & 16.2% for Q3'22 5
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