Investor Presentaiton

Asia: First Quarter 2013 Results Highlights Reported PBT (USDbn) Global Business Reported PBT (USDbn) 5.5 3.9 Hong Kong 1Q12 1Q13 2.2 % Better/ (worse) 1.9 3.4 2.0 Commercial Banking 0.5 0.5 5 1Q12 1Q131 Global Banking and 0.4 0.6 34 Markets Hong Kong ROAP Retail Banking and Wealth 0.9 1.0 4 Underlying PBT (USDbn) Management 4.3 Global Private Banking 0.1 0.1 9 3.5 2.2 1.9 Other (0.0) 1.6 2.1 Total 1.9 2.2 14 1Q12 1Q13 Hong Kong ROAP Reported ROAP 1Q12 1Q13 1Q12 1Q13 % Better/ (worse) CER (%) Commercial Banking 0.6 0.6 2 Hong Kong 39.0 35.2 Global Banking and 0.9 0.8 Markets (9) ROAP 49.8 31.7 Retail Banking and Wealth 0.5 0.3 Reported Management (44) 1Q12 1Q13 RoRWA(%) Global Private Banking 0.0 0.0 (15) Hong Kong 7.3 7.6 Other 0.1 1.7 ROAP 2.8 4.7 Total 2.0 3.4 66 99 Note: 1 The 1Q13 Reported PBT numbers are not additive due to rounding 7

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