2Q 2023 Investor Presentation
Capitalization
Capital grew 4% YTD while ROE saw an increase of 2.6ppts YoY
Total Capital (SARbn)
Risk Weighted Assets (SARbn)
مصرف الإنماء
alinma bank
+13%
+4%
33.9
33.8
34.4
35.8
35.7
187.7
196.3
168.2
173.6
155.1
0.6
3.2
2.2
2.3
2.4
0.4
6.0
6.0
1.8
1.9
2.0
0.8
12.3
12.7
11.9
32.1
31.8
32.4
33.6
33.3
142.4
153.5
178.5
189.7
160.5
QoQ 2Q 22
-0%
3Q 22
+2%
4Q 22
+4%
1Q 23 -0%
2Q 23
QoQ 2Q 22
+8%
3Q 22
+3%
4Q 22
+8%
1Q 23
+5%
2Q 23
Tier 1 Capital
Tier 2 Capital
Credit
Operational
Market
Capitalization (%)
Profitability (%)
20%
25%
21.8%
20%
15%
18.2%
15%
13.4%
10%
10%
5%
5%
2.0%
0%
0%
1H 22
9M 22
FY 22
1Q 23
1H 23
1H 22
9M 22
FY 22
1Q 23
ROAE
2Q 2023 INVESTOR PRESENTATION
.ROAA
1H 23
16.0%
2.1%
Management Commentary
■ Total Capital grew 4% to SAR 35.7bn YTD while
Risk Weighted Assets grew 13% YTD.
■ CAR has declined 3.6ppts YoY to 18.2% due to
increase in credit risk weighted assets.
■ ROE saw an increase of 2.6ppts while ROA
remains at 2.1% YoY.
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