Investor Presentaiton
BAJAJ FINANCE LIMITED
India's total credit market is forecasted to grow
from ₹ 166 lakh crore to 268 lakh crore, at an average growth rate of
12.7%. Retail credit is forecasted to grow at an average growth rate
of 15% and commercial credit at 6.8%
LRS period
average
267.9 12.7%
238.8
64 16.8%
212.1
62
187.7
165.9
58
145.6
54
126.6
49
118.6
105.8 110.8
47
93.8
43
79.9
83.5
41
204 15.0%
73.2
47
177
66.4
49
154
58.7
45
134
43
42
116
41
38
99
33
78
84
25
29
33
37
41
49
56
64
FY13 FY14
FY15 FY16
FY17 FY18
FY19
Retail Credit
FY20
FY21
FY22
FY23 FY24(E) FY25(E) FY26(E) FY27(E) FY28(E)
Corporate credit
Fig in lakh crore
=
Advances to NBFC + NBFC Credit
Total Credit = Bank Credit - Advances outside India
Assumptions - Growth rate for bank credit is taken in the range of 11% - 13% and for NBFC it is taken in the range of 13% -15% for FY23-27
Retail Credit = Retail+ Agri + MSME + Rural
Source: RBI Statistical Tables; Gross Deployment of Bank Credit - RBI, Financial Stability report - RBI
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