Residential Mortgage Banking Overview

Real Estate Finance Platforms INVESTED EQUITY ALLOCATION 8% 3% 4% 3% 7% 30% TTM CORE EARNINGS CONTRIBUTION 14% 3% 1% 6% 45% 6% 19% ■Bridge ■Fixed rate/CMBS Construction 2 Other¹ ■Freddie Mac ■Residential Mortgage Banking ■ Bridge ■Fixed rate/CMBS ■ Other¹ ■Small Business Lending ■Small Business Lending 12 1. 2. READY CAPITAL. 51% ■Construction 2 ■Freddie Mac ■Residential Mortgage Banking Loans with the "Other" classification are generally SBC acquired loans that have nonconforming characteristics for the Fixed rate, Bridge, or Construction categories Includes construction and permanent financing activities for the preservation and construction of affordable housing, primarily utilizing tax-exempt bonds, through Red Stone 5

View entire presentation