Asset Quality and Performance Overview
Q4 FY18 / FY18 Financial Highlights
FY 18 has tracked well to RBL Vision 2020 goals
Total Revenue growth in FY 18 of 38% YoY ; Net Profit growth in FY18 of 42% YoY
NII growth of 45% YoY in FY18; Other Income growth of 41% YoY in FY18
NIM improving consistently – 3.98% in Q4 FY18 and 3.80% for FY18
Advances growth of 37% YoY, Deposit growth of 27% YoY and CASA growth of 40% YoY
GNPA at 1.40% ( down from 1.56% in Q3 FY18), NNPA at 0.78% ( down from 0.97% in Q3
FY18).
Overall stressed advances at 1.48% down from 1.74% in Q3 FY18
PCR at 57.57% ( up over 5% from previous quarter)
RoA at 1.25% for Q4 FY18; RoA for full year FY18 up 13 bps at 1.21%
Total customer base of 4.5 million; addition of 0.5 million in Q4 FY18
apno ka bank | RBL Bank
00View entire presentation