H1'22 Financial Results and PagoNxt Highlights

ESG ESG Ratings/Indices (2/2) 0 1 2 3 4 4.5 FTSE4Good 0 29 49 49 MOODY'S ESG Solutions 61 Sustainability Award Silver Class 2021 S&P Global 5 98th percentile in banks sector Banco Santander has been part of the FTSEGood Index since 2003. In June 2021, we obtained 4.5 points ranking two points above sector's average 59 100 11th out of 31 diversified banks Weak Limited Robust Advanced Bronze Silver Gold Silver 0% 20% 40% 60% 80% 100% Bloomberg Gender-Equality Index 90.26 2022 Santander For further information on ESG strategy see the Santander Corporate ESG presentation. Santander was included in the 2022 S&P Sustainability Yearbook, receiving a silver class award for its performance during 2021 #1 out of 131 banks; 2nd overall This is the first year the bank has obtained the maximum score in the disclosure component and in Pro-Women Brand 2021 53 2020

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