Investor Presentaiton

| Capital Bank Stock - Versus Peers Dividends as a Percentage of Capital Dividend Pay-Out Ratio Ahli Kuwait Jordan Cairo Capital Housing Etihad Arab 2022 8% 8% 18% 10% 17% 25% 10% 25% 12021 7% 7% 18% 9% 15% 20% 10% 20% 2020 4% 0% 12% 12% 12% 12% 10% 12% Ahli 2022 95.0% 2021 98.7% 2020 76.9% Kuwait Jordan Cairo Capital Housing Etihad Arab 64.1% 88.8% 54.3% 49.2% 59.5% 36.5% 48.9% 136.3% 99.2% 52.3% 49.2% 57.2% 38.6% 82.1% 0.0% 67.7% 130.5% 79.2% 88.9% 53.3% 352.7% Price to Earnings Ratio Price to Book Value Ratio Ahli Kuwait Jordan Cairo Capital Housing Etihad Arab Ahli Kuwait Jordan Cairo Capital Housing Etihad Arab 2022 12.70 13.25 10.76 7.36 6.36 8.88 9.09 9.55 2022 0.65 0.52 0.82 0.63 1.17 0.96 0.69 0.80 2021 13.68 2020 14.80 26.36 11.50 8.05 5.15 5.22 8.62 20.07 2021 0.59 0.44 0.87 0.68 1.04 0.48 0.65 0.82 -47.88 10.78 10.98 7.55 13.42 10.59 121.11 2020 0.48 0.47 0.85 0.54 0.55 0.45 0.61 0.69 Source: Amman Stock Exchange. 21

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