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Investor Presentaiton

O Loyal Deposits' Base Deposits Billion Pesos CAGR 2011-2022 +10% YOY 947 1,000 895 +16% 900 Time Demand Core Deposits 840 840 818 833 751 750 800 667 637 700 590 623 +11% 652 685 YoY 623 600 614 +14% 551 600 -509 533. 538 436 500 438 384 384 397 414 336 351 400 306 300 255 300 190 211 223 229 194 -21-7 -211- -217- -218 -217- 243 219 200 116 124 129. 136 158 168 +6% 262 YOY +20% O о 100 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 3Q22 4Q22 1Q23 2Q23 3Q23 MIX 23 Time 38% Demand 62% 2011 DB Div Rev NIM NI ROE TI LD Dep BAP ICAP Guid ESG Eco Loan Mkt Hist C/I App Time 28% Demand 72% 3Q23 GRUPO FINANCIERO BBANORTE
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