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Investor Presentaiton

Opening up a world of opportunity Our Strategy Asia Wealth Digital Business Services Financials Building on our strength in Hong Kong to grow onshore and offshore Asian Wealth in mainland China and internationally Hong Kong Mainland China International Objective ◆ Strengthen our leadership position in Hong Kong ◆ Become a leading international wealth manager57 with new wealth platforms Our Credentials Strong 10% AUM CAGR over last five years ◆ #1 wealth, #2 Insurance market share39 Launched Well+, Benefits+ and FlexInvest digital propositions Launched insurance-led financial planning platform (Pinnacle); hired c.200 of our c.3K goal over the medium term Building out full service GPB platform 58 leveraging offshore HK proposition strength Moving toward fully owned Asset Management franchise ◆ Grow Asian wealth internationally leveraging our network and platforms Growing Singapore, Switzerland, UK, Channel Islands and the US as our key international wealth hubs; become #1 foreign bank in India for NRIs Our international market share is 7.2% (5.6m customers) and of this, c.2m are mass affluent 59 Market share of 8-9% of the Overseas Chinese diaspora currently60 2000 Our platform launches Integrated Digital Wealth Digital wealth ecosystem offering deeply personalised wealth HSBC Pinnacle Digital-first, hybrid financial planning wealth platform HSBC Global Money Mobile-based international account to spend, send, and receive money in multiple currencies 34
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