Investor Presentation 2021

Our Fintech Arm 31 Subsidiary Overview Offered Services Investor Presentation 2021 | stc group Date of Incorporation Invested Capital Subsidiary Objective stc Ownership Registered Users Partners Business Operations → Founded in 2018 → SAR 948 million → stcPay is a digital secure wallet that empowers individuals to take full control of their finances at their fingertips anytime anywhere. Enabling users to send, receive, spend, and manage money simply through their phone. → the first fintech arm that was authorized by the Saudi Monetary Authority (SAMA). → 100% → 4.9 million (as of Dec. 2020) → In Nov. 2020, stc have signed an agreement with Western Union to sell an equity stake of 15% with a value of SAR 750 million (USD 200 million). → The transaction is expected to be completed during 2021. → The company extended its operations to be present in Bahrain in which Bahrain Channels supporting stcpay in expanding their partners and point of sales, presence and coverage. 8 Transfer money Send and receive money with family & friends from your contacts! sic pay 18 α Musaned Local Transfer Transfer money to a local banks Now you can transfer the domestic workers' salaries through Musaned service. on stc pay in seconds! Cash withdrawal stc International transfer Transfer internationally to more than 525,000 Western Union agent stc services Pay your sto bills or recharge your sawa number Withdraw cash from your mobile through ANB Bank ATM or merchants Purchases Pay for your purchases from merchants anytime, anywhere stc pay stc VISA

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