Investor Presentaiton
Safe Harbor
ABOUT THE FIRST BANCSHARES, INC.
The First Bancshares, Inc. ("FBMS" or the "Company"),
headquartered in Hattiesburg, Mississippi, is the parent company of
The First, A National Banking Association. Founded in 1996, The First
has operations in Mississippi, Louisiana, Alabama, Florida and
Georgia. The Company's stock is traded on NASDAQ Global Market
under the symbol FBMS. Contact: Chandra Kidd, Corporate
Secretary.
NON-GAAP FINANCIAL MEASURES
FBMS reports its results in accordance with United States generally
accepted accounting principles ("GAAP"). However, management
believes that certain non-GAAP performance measures used in
managing the business may provide meaningful information about
underlying trends in its business. Non-GAAP financial measures
should be viewed in addition to, and not as an alternative for,
FBMS's reported results prepared in accordance with GAAP.
PARTICIPANTS IN THE TRANSACTION
FBMS, Southwest Georgia Financial Corp. ("SGB") and certain of their
respective directors and executive officers may be deemed to be
participants in the solicitation of proxies from the shareholders of
SGB in connection with the proposed transaction. Information about
these participants may be found in the definitive proxy statement of
FBMS filed with the SEC on April 3, 2019 and the definitive proxy
statement of SGB filed with the SEC on April 18, 2019. Additional
information regarding the interests of these participants will also be
included in the proxy statement/prospectus regarding the proposed
transaction when it becomes available. The definitive proxy
statement can be obtained free of charge from the sources
described above.
This communication does not constitute an offer to sell or the
solicitation of an offer to buy any securities or a solicitation of any
vote or approval.
ADDITIONAL INFORMATION ABOUT THE MERGER & WHERE TO FIND IT
In connection with the proposed merger of FBMS and SGB, FBMS will file
with the Securities and Exchange Commission (the "SEC") a registration
statement on Form S-4 that will include a proxy statement of SGB and a
prospectus of FBMS, as well as other relevant documents concerning the
proposed transaction. This communication does not constitute an offer to
sell or the solicitation of an offer to buy any securities or a solicitation of
any vote or approval. WE URGE INVESTORS AND SECURITY HOLDERS TO
READ THE REGISTRATION STATEMENT ON FORM S-4, THE PROXY
STATEMENT/PROSPECTUS INCLUDED WITHIN THE REGISTRATION
STATEMENT ON FORM S-4 AND ANY OTHER RELEVANT DOCUMENTS
WHEN FILED WITH THE SEC IN CONNECTION WITH THE PROPOSED
MERGER BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION
ABOUT FBMS, SGB AND THE PROPOSED MERGER. The proxy
statement/prospectus will be sent to the shareholders of SGB seeking the
required shareholder approvals. Investors and security holders will be able
to obtain free copies of the registration statement on Form S-4 and the
related proxy statement/prospectus, when filed, as well as other
documents filed with the SEC by FBMS and SGB through the web site
maintained by the SEC at www.sec.gov. Documents filed with the SEC by
FBMS will also be available free of charge by directing a written request to
The First Bancshares, Inc., 6480 U.S. Highway 98 West, Hattiesburg,
Mississippi 39402 Attn: Chandra Kidd, Corporate Secretary. FBMS'
telephone number is (601) 268-8998. Documents filed with the SEC by SGB
will also be available free of charge by directing written request to
Southwest Georgia Financial Corporation, 201 First Street, SE, Moultrie,
Georgia 31768 Attn: Donna Lott, EVP and Chief Administrative Officer.
SGB's telephone number is (229) 985-1120.
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