Investor Presentaiton

Overall context for pensions in the Czech Republic . - Fast population ageing – similar pace as OECD average Almost all current retirees benefit today from an earnings-related pension Average income of retirees is low in the Czech Republic, but old-age inequality is low Sharp increase in employment of 50+ since 2000 (before COVID) Employment rates fall sharply after age 60 and 30% of men receive pensions before the statutory retirement age OECD Reviews of Pension Systems Czech Republic >>OECD 3

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