CalBank Banking Sector Overview & Competitor Benchmarking slide image

CalBank Banking Sector Overview & Competitor Benchmarking

Macro Headwinds | Import cover & commodities TRADE BALANCE (USD Billions) FEB. 2022 0.2 FEB. 2023 0.8 CHANGE 265.8%⭑ GROSS INTERNATIONAL RESERVES (USD Billions) FEB. 2022 9.5 FEB. 2023 5.9 CHANGE 37.9% IMPORT COVER (Months) FEB. 2022 4.2 FEB. 2023 2.8 Despite the mixed performance in the prices of Ghana's major commodities, the trade balance improved in the first two months of 2023 mainly on the back of higher export volumes Ghana's Gross International Reserves declined by 37.9% y/y in February 2023. CHANGE 50.0%↓ The decline in GIR led to an associated 50.0% y/y decline in import cover to 2.8 months in February 2023 compared to 4.2 months in February 2022. COMMODITY (USD) Price 14TH Apr. 2023 Price 14th Apr. 2022 % Chg. Crude oil/barrel Gold/ounce Cocoa/ton 86.34 2,037.49 3,021.00 111.70 1,973.71 2,647.00 -22.70% 3.23% 14.13% Brent crude oil dipped by 22.70% y/y to USD 86.34 per barrel in as at 14th April, 2023 from USD 111.70 per barrel. In contrast gold and cocoa prices recorded some gains, driven largely by weak US dollar and expectation of further interest rate hikes by the Federal Reserve Bank 8 CalBank
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