Investor Presentaiton
Robust delivery across key metrics (2/2)
Stable Persistency
87%
52%
86%
54%
9M FY23
13th 61st
9M FY24
Strong growth in renewal premium
7
1.
15%
220.4
191.9
9M FY23
9M FY24
YoY Growth
☐
Focus on quality of
business and providing
superior customer
experience
Sustained VNB margins despite headwinds
26.5%
26.5%
22.7
21.6
9M FY23
9M FY24
■NBM
Rs bn
Multiple pools of
profitability contributing
to VNB accretion
■ VNB growth of 5% over
9M FY23
Group assets under management of ~Rs 3.5 tn¹
3,466
669
☐
Backed by strong
persistency and growing
backbook
2,737
399
Group assets under management (AUM) includes AUM of HDFC Life and HDFC Pension (wholly owned subsidiary)
2,797
2,338
9M FY23
9M FY24
HDFC Life AUM
HDFC Pension AUM
HDFC Life Debt: Equity
mix (9M FY24) - 67:33
HDFC
LifeView entire presentation