Investor Presentaiton
1-7 D
8-14 D
15-30 D
>1-2 M
Behaviouralized ALM as of 31 March 2022 - BFL BAJAJ FINANCE LIMITED
Particulars
in Crore
>2-3 M
>3-6 M
>6 M-1 Y
>1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
641
1,266
1,704
1,112
205
4,948
3
2,387
641
Advances
10,145
1,593
4,031
6,773
6,632
16,296
Other inflows
2,967
79
201
95
696
115
1,084
Total Inflows (A)
13,752
2,938
5,937
7,980
7,532
21,359
25,340
Cumulative Total Inflows (B)
13,752
16,690
22,627
30,607
38,139
59,498
Borrowings
6,450
3,364
1,051
2,964
6,114
10,404
24,253 46,580
38
49,004
84,838 1,33,843
25,940 48,931
18,731
8,863
12,652 1,47,685
21,771
242
19,614
2,635 8,151
24,150 1,77,607
1,53,457 1,77,607
10,092
Capital Reserves and Surplus
Other Outflows
4,826
293
1,351
1,500
54
2
46
113
287
395
Total Outflows (C)
11,276
3,657
2,402
4,464
6,168
10,406
25,986
49,044
10,379
11,374 1,26,685
42,056 42,056
8,866
53,825 1,77,607
Cumulative Total Outflows (D)
11,276
14,933
17,335
21,799
27,966
38,372
64,359
Mismatch (E = A - C)
2,476
(719)
3,535
3,516
1,365
10,954
Cumulative mismatch (F = B-D) 2,476
1,757
5,292
8,808
10,173
21,126
(647)
20,480
1,13,402
(39)
20,440
1,23,781 1,77,607
9,235 (29,676)
29,676
Cumulative mismatch as %
22%
12%
31%
40%
36%
55%
32%
18%
24%
(F/D)
Permissible cumulative gap %
(10%)
(10%)
(20%)
Additional borrowings possible
10,949
LCR was maintained at 134% as against regulatory requirement of 60%
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