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International & Malaysia Portfolio Mix FY2021 FY2021 Net Operating Income (Jan 21 Dec 21) Profit Before Tax Overseas: 32.3% 5.8% 10.4% 16.1% RM25.45 billion 67.7% FY2020 - (Jan 20 Dec 20) Overseas: 34.5% Note: 6.2% 11.1% 17.2% RM24.76 billion 65.5% 4.4% Overseas: 20.4% 16.0% RM10.89 billion # 79.6% Malaysia ■Singapore ■Indonesia Others 7.7%1.9% Overseas: 16.3% 6.7% RM8.66 billion 83.7% # Profit Before Tax country percentages excludes Others for FY2021 as they registered a loss before tax of RM591.0 million * Net of unwinding interest and effective interest rate Gross Loans * Overseas: 38.6% 7.8% 5.5% RM553.8 25.3% billion 61.4% Overseas: 37.7% 7.7% 5.9% 24.1% RM523.7 billion 62.3% 26

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