Investor Presentaiton
Financial performance - 3Q21
Million Baht
3Q20
2Q21
3Q21
Growth (%)
QoQ
YoY
Net interest income
19,852
20,027
20,705
3.4%
4.3%
Net fees and service income
6,380
6,896
7,373
6.9%
15.6%
Other operating income
3,189
6,900
6,352
-7.9%
99.2%
Total income
29,421
33,823
34,430
1.8%
17.0%
Operating expense
19,427
16,289
15,879
-2.5%
-18.3%
Expected credit loss
5,668
9,810
9,870
0.6%
74.1%
Net profit/1
4,017
6,357
6,909
8.7%
72.0%
EPS/1 (Baht per share)
2.10
3.33
3.62
8.7%
72.0%
NIM
2.18%
2.08%
2.04%
-0.04%
-0.14%
Net fees and service income ratio
21.7%
20.4%
21.4%
1.0%
-0.3%
Cost to income ratio
66.0%
48.2%
46.1%
-2.1%
-19.9%
ROA/1
0.42%
0.63%
0.65%
0.02%
0.23%
ROE/1
3.64%
5.49%
5.74%
0.25%
2.10%
Note:
29
/1 Attributable to owners of the Bank
Bangkok BankView entire presentation