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Investor Presentaiton

SBA Paycheck Protection Program (PPP) 14,000 12,000 State of Hawaii Total Number of PPP loans Originated* 30% 26% 10,000 20% 8,000 16% 6,000 4,000 2,000 SBA PAYCHECK PROTECTION U.S. Small Business Administration PROGRAM 8% Funded over 11,800 PPP loans totaling $875 million, which represented 30% of all PPP loans in the State of Hawaii (based on count) ■ ~90% of 2020 and -40% of 2021 originations have been forgiven/paid down** ■ Relationship building with over 2,300 new business. clients. Over 20% have made CPB their bank thus far American Savings Bank Bank of Hawaii Central First Pacific Bank Hawaiian Bank Other Institutions * Total in 2020-2021 (rounds 1-3), source: SBA public data (data.sba.gov/dataset/ppp-foia) **As of September 30, 2021 Central Pacific Financial Corp. 13
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