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Investor Presentation

Solid returns to shareholders... Diluted EPS1,2 ($) 12.21 11.65 11.92 11.19 Return on Equity 1.2 (%) 14.47 13.93 17.4 16.6 3.37 15.4 3.07 Q2 14.5 9.69 Q3 8.22 3.76 3.93 Q4 3.59 3.55 4.03 4.08 3.55 3.58 2018 2019 2020 2021 Q1/22 Reported Adjusted Pre-Provision Pre-Tax Earnings 1,2 ($B) 11.7 10.0 17.4 17.6 16.1 16.7 2018 2019 2020 2021 Q1/22 Reported Adjusted Dividend Payout Ratio 1,2,3 (%) 8.81 8.48 8.14 8.18 7.58 7.77 Q1 7.76 7.38 1.93 2.11 Q2 Q3 49.9 Q4 2.14 2.24 45.5 43.4 46.9 2.18 2.20 2.24 2.26 2.48 2.51 2018 2019 2020 2021 Q1/22 Reported Adjusted CIBC 70.7 60.0 41.8 40.3 39.8 39.3 2018 2019 2020 2021 Q1/22 Reported Adjusted 1 Adj. results are non-GAAP measures. See non-GAAP section of CIBC's Q1/22 Report to Shareholders. 2 Results were affected by COVID-19 pandemic economic impacts. ³ Common dividends paid as a percentage of net income after preferred dividends and premium on preferred share redemptions. 18
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