1Q22 Earnings Report

1st Quarter Adjusted Operating Expenses ($ in millions) $3,000 $2,500 $2,000 $1,809 $1,676 $1,500 $1,000 $500 $0 Growth General & Administrative Non-GAAP 8% Currency-neutral 10% 1Q21 1Q22 $2,182 $1,958 $119 $181 $163 $192 Advertising & Marketing 52% Depreciation & Amortization 18% Adjusted Operating Expenses 11% 56% 19% 13% Note: See Appendix A for Non-GAAP reconciliation. Figures may not sum due to rounding. April 28, 2022 7 ©2022 Mastercard

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