Investor Presentaiton
%
. . .
while continuing to generate capital organically
Q3 fully-loaded CET1 ratio performance
12.05
+0.34
-0.08
12.10
-0.06
-0.15
Jun-22
Gross
organic
generation
Cash
dividend
accrual 1
Regulatory
& models
Markets
& others
Sep-22
CET1
€73.0bn
RWAS
€605bn
€74.6bn
€617bn
·
Continued profit growth
-
ROTE 13.6% (12.0% in FY'21)
Disciplined capital allocation strategy with:
- RWAs rising below loan growth +1% < +7%
(excluding FX impact)
- 9M'22 front book RoRWA of 2.5%
- % of RWAs with RoE < CoE of 21%
(30% in FY'21)
As of Sep-22, the distance to the MDA is 307bps
Santander (1) Cash dividend accrual corresponding to 20% of Q3'22 profit. The implementation of the shareholder remuneration policy is subject to future corporate and regulatory decisions and approvals. 51View entire presentation