Group Financial Results H1 2016 slide image

Group Financial Results H1 2016

Progress on top 20 Group Exposures Top 20 group exposures as at 30 September 2014 and their progress since then Total Exposure (€ bn) 1 Loans other than 90+ DPD (€ bn) 90+ DPD (€bn) NPES over Total Exposure 90+ DPD over Total Exposure Restructured loans over Total Exposure Total coverage (Provisions and MV of collateral over Total exposure) 107% 104% 103% 97% 96% 95% 95% 102% 75% 74% 73% 71% 69% 70% 71% 65% 65% 69% 64% 61% 66% 67% 64% 64% 59% 4,4 4,2 4,0 4,0 53% 3,7 3,8 45% 43% 46% 3,5 46% 3,4 1,6 42% 1,5 1,3 1,3 1,1 32% 1,5 1,6 2,0 2,8 2,7 2,7 2,7 2,6 2,3 1,9 1,4 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 (1) Total Exposures include on balance sheet and off balance sheet items. Top 20 group exposures (as at 30 September 2014) totalled €3,4 bn as at 30 June 2016, down by €1 bn compared to €4,4 bn at 30 September 2014; ■ Ratio of 90+ DPD to total exposure reduced by 11 percentage points to 42% during 2Q2016. Taking into account the provisions and tangible collateral, the top 20 exposures are fully covered Ratio of NPE to total exposures reduced to 65% ■ As at 30 June 2016, 64% of the top 20 group exposures were restructured Bank of Cyprus KOINO KYMPI 10
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