HDFC Q3 FY22 Financial Highlights

CORE BUSINESS – LENDING - (As at December 31, 2021: Gross Loans - US$ 83.25 bn) INDIVIDUAL LOANS ⚫ Home Loans- Fixed rate loans Individuals 79% Floating rate loans • Home Improvement Loans • Home Extension Loans • Home Equity Loans Lī HDFC WITH YOU, RIGHT THROUGH Corporate 5% Construction Finance 9% Lease Rental Discounting 7% • Rural Home Loans • Loans to NRIs Individuals Corporate Construction Finance Lease Rental Discounting Loan Book Outstanding As at December 31, 2021 (After Sell Down) Loan Book o/s Before Sell Down in last 12 months Assets Under Management Rs. bn US$ bn % Growth Rs. bn US$ bn % Growth Individuals Non-Individuals Total 4,084 55 16% 4,359 59 24% Rs. bn US$ bn % Growth 4,881 65 16% 1,306 18 -1% 1,306 18 -1% 1,308 18 -1% 5,390 73 11% 5,665 77 17% 6,189 83 12% Individual loans sold (outstanding):. Rs. 797.48 bn (US$ 10.73 bn) 16

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