2022 and 1H22 Financial Results

Loyalty programme - one of the strengths of Bank of Georgia GEL 1.4m +54.0% y-o-y -6.1% q-o-q 225k +75.1% y-o-y +3.8% q-0-9 Average monthly value of loyalty points exchange operations Average monthly loyalty points exchange operations in 2Q22 ADVANCED ANALYTICS for partner merchants * Members with at least one active product. in 2Q22 PERSONALISED CAMPAIGNS 1.5m +9.3% y-o-y active Loyalty programme members* June-22 18

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