Bank of India Corporate Overview

FINANCIALS Net Interest Margin¹ 2.15% 1.89% FY17 FY18 Cost-Income Ratio बैंक ऑफ़ इंडिया Bank of India 2.83% 56.04% 56.93% 55.95% 2.55% 2.41% 47.67% 46.23% FY19 9MFY19 9MFY20 1 Net interest margin is the difference of interest earned and interest expended divided by the total quarterly average (closing) interest-earning assets. Return on Average Equity² 3.12% FY17 FY18 FY19 9MFY19 9MFY20 Return on Average Assets³ 0.13% FY18 FY19 9MFY19 9MFY20 FY17 FY18 FY19 9MFY19 9MFY20 -7.67% -0.25% -27.05% -31.84% -41.51% -0.91% -0.98% -1.28% 2 Return on average equity is the ratio of the net profit after tax to the quarterly average (closing) net worth (capital plus reserves). 3 Return on average assets is the ratio of the net profit after tax to the quarterly average (closing) assets. Figures are on standalone basis 16

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