SMBC Group's Financial and Credit Portfolio
Buffers to capital distribution constraints / write-down
| Capital requirements
CET1 ratio well above requirement / trigger
(Ref.) Profit attributable to owners of parent
13.94%
5.78%
A
Buffer to
capital distribution
constraints
B
(JPY tn)
1.0
Buffer to
temporary write-down
0.8
including AT1
coupon payment*1
0.6
0.51
Countercyclical
buffer 0.16%
G-SIB buffer 1.0%
JPY 4.74tn
(578bps)
JPY 7.23tn
(882bps)
0.4
8.16%*1
Capital conservation
buffer 2.5%
Minimum CET1
requirement
4.5%
CET1 ratio as of
September 2023
0.2
5.125%
0.0
(0.2)
(0.4)
(0.37)
(0.6)
FY2005
FY2006
FY2007
FY2008
FY2009
FY2010
FY2011
FY2012
FY2013
FY2014
FY2015
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
*1 Reflects CET1 buffers applicable at Sep. 2023. Whenever CET1 ratio falls below 8.16%, capital distributions will be
restricted up to a certain amount depending on the level of the deficit in our regulatory capital buffers. Such capital
distributions include dividends, interest payments on the AT1 Securities, share buybacks, redemption and repurchases
of the AT1 Securities, and bonus payments
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0.81
0.71
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