Investor Presentaiton

GROUP FUNDING Diversification of funding sources STELLANTIS BANQUE STELLANTIS FRANCE Since the joint-venture creation in 2015, Banque Stellantis France has progressively replaced its intracompany funding source. The funding diversification is achieved through the increase in retail deposits (DISTINGO), new securitization transactions and access to ECB refinancing (TLTRO participation), access to capital markets since mid 2016 (NEU CP, NEU MTN, EMTN). 2015 2017 2019 Intra-group refinancing by SCF : €3739M; 49% 7.7€bn FUNDING Intra-group refinancing by SCF : €2351M; 25% 9.4€bn FUNDING Intra-group refinancing by SCF : €1890M; 15% 12.7€bn FUNDING 2021 Intra-group refinancing by SCF : €985M; 8% 12.9€bn FUNDING Intra-group refinancing by SCF : €2308M; 16% 2022 14.0€bn FUNDING Capital Markets: €3814M; 22% Banking credit lines: €932M; 5% H12023 17.5€bn Subordinated Loans: FUNDING €211M; 1% Intra-group refinancing by SCF : €4798M; 28% Retail customer deposits: €3189M; 18% Securitization (1): €2009M; 11% Other refinancing of which ECB (2): €2537M; 15% (1) Securitisation includes all of the securitisations placed on the market Senior Unsecured >20% 2024-2026 Subordinated Loans Intra-group refinancing by SCF >[0%-20%] Other refinancing Retail customer deposits >30% Securisation >20% (2) Of which refinancing through the ECB (participation TLTRO for 600€M in 2015; 2016: 950€M; 2017: 1,000ЄM; 2018: 770.8€M; 2019: 1,300€M; 2020: 2,250€M; 2021 & 2022: 2,825€M; H1 2023: 2,175€M) Investor presentation - October 2023 26

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