ANZ 2023 Half Year Results

CUSTOMER DEPOSITS - RETAIL & COMMERCIAL LONG TERM TREND ANZ 2023 Half Year Results Australia Retail, $b Australia Commercial, $b New Zealand, NZDb 156 116 150 147 111 112 113 104 104 105 141 107 97 97 99 134 135 101 16% 28% 19% 19% 89 24% 88 68 92 123 121 28% 29% 90 23% 117 27% 86 87 25% 27% 26% 22% 23% 23% 29% 10% 11% 18% 32% 12% 35% 33% 33% 37% 40% 36% 42% 47% 50% 51% 18% 15% 21% 24% 26% 58% 56% 54% 50% 53% 52% 45% 43% 44% 40% 52% 42% 43% 51% 49% 43% 41% 39% 21% 21% 21% 21% 21% 20% 19% 20% 19% 46% 46% 43% 42% 39% 38% 12% 13% 13% 15% 15% 17% 17% 17% 14% 22% 24% 25% 26% 27% 26% 34% 30% 30% 16% 17% 19% Mar Sep Mar Sep Mar Sep Mar Sep Mar 19 19 20 20 21 21 22 22 23 Mar Sep Mar Sep Mar 19 19 20 20 21 Sep Mar Sep Mar 21 22 22 23 Transact Savings Term Deposits Offset Transact Savings Term Deposits Transact Savings Mar Sep Mar Sep Mar Sep Mar Sep Mar 19 19 20 20 21 21 22 22 23 Term Deposits Basis: Cash Profit continuing operations 32 62

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