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Investor Presentation

Emirates NBD is a leading bank in the MENAT Region Region's most profitable bank US$ 4.8bn in 9M'23 4th Largest Bank in GCC By Assets 2nd Largest Bank in UAE By Assets AED 32.7bn Total Income AED 17.5bn Profit 4.00% Net Interest Margin 19.7% Capital Ratio 56% Government of Dubai Holding 40% Foreign Ownership Limit 14% Foreign Ownership As of 2 Nov 2023 AED 836bn Total Assets AED 17.15 +31.9% YTD Share Price As of 2 Nov 2023 AED 108bn Market Cap As of 2 Nov 2023 AED 570bn Total Deposits AED 494bn Total Gross Loans 13 853 Countries Branches 20 million + customers 4
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