Market Leader with Potential for Further Penetration

eurolife Successful Distribution Model will Drive Further Growth Complimentary distribution Focused more on agency network... % of individual new business premiums, FY2022 ...by strengthening agency network and Growth expected to continue CAGR +6% bancassurance model Agency network Bancassurance 26% 162 37 > 371 391 338 293 > 120 Other 28 74% 249 125 Life 92 Agency network Product mix Life is the major product line... 2022 premiums by product: Occupational pension Group life 4% Life protection 7% 24% Life savings 11% Health 50% 4% Group business 2019 2020 2021 2022 1Q2023 ...with high profit margin 2022 operating profit by product: Health 15% Group Life 11% 74% Individual Life, Protection & Occupational pension 2019 2020 2025 27

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