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Investor Presentaiton

In C$ $284B Total Deposits (avg.) $190B Q4/14 Net Income 1, 2 $556MM Productivity Ratio² 50.9% Branches 1,040 Canadian Banking Strong Canadian Base As at Q4 2014 Total Assets (avg.) International Banking Presence in Higher Growth Markets As at Q4 2014 Total Assets (avg.) Total Deposits (avg.) Q4/14 Net Income 1, 2 Productivity Ratio² Branches³ In C$ $138B $70B $344MM 57.2% 1,955 3 # of Employees 19,485 # of Employees 47,332 Total Revenue Total Revenue (2014) (2014) Asia 10% Retail & Small 77% 23% Business Commercial Banking Latin America², 4 26% 64% Caribbean & Central America Banking Net Income 1, 2 C$ millions $2,151 $1,798 $2,261 C$ millions Net Income 1, 2 $1,726 $1,558 $1,571 (1) Attributable to equity holders (2) Excludes restructuring/accounting charges in Q4/14 (3) Excludes affiliates 2012 2013 2014 (4) Includes Mexico Scotiabank 2012 2013 2014 9
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