Investor Presentaiton
UCBI's Growth Strategy - Coastal Markets
U United
UNITED
COMMUNITY BANKS, INC.
Myrtle Beach-Conway-North Myrtle Beach MSA
Hilton Head Island-Bluffton-Beaufort, SC
Total
Deposits in
Total
Market
Total
Deposits in
Market
Rank
Institution (ST)
Branches
($000)
Share
(%)
Market
Total
Market
Share
Rank
Institution (ST)
Branches
($000)
1
BB&T Corp. (NC)
27
1,725,635
23.82
1
Wells Fargo & Co. (CA)
6
693,254
(%)
17.41
2
CNB Corp. (SC)
13
781,915
10.79
2
South State Corporation (SC)
9
613,163
15.40
3
Wells Fargo & Co. (CA)
10
646,373
8.92
3
Bank of America Corp. (NC)
4
503,754
12.65
4
Bank of America Corp. (NC)
9
524,419
7.24
4
BB&T Corp. (NC)
4
334,101
8.39
5
Toronto-Dominion Bank
8
363,262
5.01
5
Coastal South Bancshares Inc. (SC)
4
326,762
8.21
6
First Citizens BancShares Inc. (NC)
10
358,822
4.95
6
Toronto-Dominion Bank
5
299,491
7.52
7
Carolina Financial Corp. (SC)
12
352,396
4.86
7
SunTrust Banks Inc. (GA)
4
216,701
5.44
8
HCSB Financial Corp. (SC)
9
345,516
4.77
8
Regions Financial Corp. (AL)
7
175,225
4.40
9
Synovus Financial Corp. (GA)
3
326,852
4.51
9
Palmetto State Bankshares Inc. (SC)
3
139,891
3.51
10 South State Corporation (SC)
10
313,616
4.33
10 First Citizens BancShares Inc. (NC)
3
108,248
2.72
*
*
16 Tidelands Bancshares Inc (SC)
2
135,148
1.87
14 Tidelands Bancshares Inc (SC)
1
73,559
1.85
•
•
Myrtle Beach is part of an area known as the "Grand
Strand", which extends across a 60-mile stretch of
coastline; it is consistently recognized as a top U.S.
travel destination
The local economy is driven by tourism-related
industries, which account for an estimated 65% to 70%
of the workforce
• The area receives over 17 million annual tourist visits
and is well known for its 100+ golf courses
•
Hilton Head is internationally recognized vacation and
retirement destination famous for championship golf
courses, beaches and resorts
• Year-round tourism accounts for more than 60% of
local jobs and contributes in excess of $1.5 billion
annually to the local economy
Major industries include accommodation and food
services, retail trade, health care and social assistance
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