Investor Presentaiton
Q2 FY22 Financial Highlights
YoY Revenue growth of 12% aided by Other Income growth of 42%
PPOP growth of 2% YoY to Rs. 691 crore; Net Profit at Rs. 31 crore for Q2 FY22
NIM at 4.1%, impacted by interest reversals
Wholesale Advances Grew 5% YoY; Retail: Wholesale mix at 55:45
Strong Deposit growth of 17% YoY (1% sequentially) to Rs. 75,588 crore; Average LCR
at 155% for the quarter
Strong CASA growth of 33% YoY (7% sequentially) to Rs 26,734 crore; CASA Ratio at
35.4% vs. 33.7% in Q1FY22; Retail and Small business deposits ratio at 41.6%
GNPA at 5.40% vs. 4.99% in Q1FY22, NNPA at 2.14% vs. 2.01% in Q1FY22
PCR (incl tech w/off) sequentially increased by 28bps to 76.6% in Q2FY22 vs 76.3% in
Q1FY22; PCR (excl. tech w/off) increased 72bps sequentially to 61.7%
Total customer base of 9.97 million; addition of 0.14 million in the quarter
apno ka bank | RBL Bank
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