Investor Presentaiton

Investor Presentation - First quarter 2023 Strong footprint within retail lending Lending by segment¹ 01 23 (%) Personal Customers DK Personal Customer Nordic Private Banking Business Customers Asset Finance 0% 2% LC&I General Banking 3% LC&I Other 16% 23% Northern Ireland Group Functions 1. Total lending before loan impairment charges. 3% 33% 17% Credit exposure by industry Q1 23 (%, rounded) Personal customers Public institutions Commercial property Co-ops & Non-profit Financials Utilities and infrastructure Capital goods Consumer goods Services Agriculture Construction and building Pulp, paper and chemicals Pharma and medical devices Shipping, oil and gas Retailing J 4 3 3 222 5 00 Danske Bank 12 11 of which residential (5%) 34 Automotive 1 Social services 1 4% Telecom and media <1 Transportation <1 Other commercials <1 Hotels and leisure <1 Total lending DKK 1,770 bn Metals and mining Total credit exposure DKK 2,552 bn 33

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