Wholesale Banking - Positioned for Growth slide image

Wholesale Banking - Positioned for Growth

TD Introducing TD INVENT Future-Proofing the Bank How we compete: ■ TD Invent, our enterprise approach to innovation, supports our business strategy as a forward-focused bank. ■ TD Invent formalizes our intention to continue to explore, test and learn to create new business models, processes and offerings in response to rapidly changing customer preferences, new technologies and emerging disrupters. ■ TD Invent empowers us to continually seek ways to build the most inclusive bank in the market, one that encourages creativity and openness, and inspires, supports and enables innovation. ■ The TD Invent Team—including innovation, intellectual property and human-centered design-manages practices and programs like iD8 (which has crowdsourced over 80,000 ideas to-date) that support our three key area of focus: COLLEAGUE IDEATION HUMAN-CENTERED EXPERIENCES INNOVATION ACCELERATION Harnessing the collective power of all TD colleagues to foster a culture of inclusive innovation. Understanding of customer needs and challenges to design the future of banking. A proven, repeatable model that focuses on addressing tomorrow's banking expectations. Innovation Acceleration Collation TD INVENT Human-C -Centered Experiences Innovating for our Customers, Colleagues and Communities: Al-driven experiences Working with partners across the Bank to identify a pipeline of purposeful innovations that will enable us to keep pace with evolving customer expectations and industry change. Dynamic Personalization Delivered proactive personalized experiences supporting approximately 14MM North American customers with their financial wellbeing. ■ TD Accessibility Adapter Improved accessibility experiences available to 95,000+ colleagues and now open to the public. ☐ Top Patent Filer TD remains the top patent filer amongst all Canadian financial institutions and is a top 5 patent filer in the U.S. amongst The Clearing House member financial institutions. 10 10
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