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Investor Presentaiton

pnb Cost of Deposit [%] 5.21 5.02 Cost & Yield Ratios (Q4) Cost of Funds [%] 4.24 4.06 Annualized % Yield on Advances [%] 7.53 7.98 Q4 FY19 Q4 FY20 Q4 FY19 Yield on Investment [%] 7.40 6.94 Q4 FY19 Q4 FY20 2 Q4 FY20 Q4 FY19 Q4 FY20 Yield on Funds [%] NIM [%] 6.30 6.12 2.45 2.32 2.50 2.40 Q4 FY19 Q4 FY20 Q4 FY19 NIM (Domestic) [%] Q4 FY20 ■NIM (Global) [%] Page | 30 Profitability
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