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Investor Presentaiton

Σ Gross Loans Loans-to-Deposit Ratio (RM 'bil) 30 Jun-23 Q-0-Q Y-o-Y Consumer Banking 220.9 2.3% 6.7% 89.9% 88.7% Commercial Banking 69.2 3.7% 8.0% 88.4% 88.3% 87.8% Wholesale Banking 136.9 4.8% 11.2% Total 427.0 3.3% 8.3% Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Others 6% Singapore 10% Thailand 8% Indonesia 16% Loan Growth by Country (Y-o-Y) ~ +4.7% 30 Jun-23 # RM 427.0 bil Malaysia 60% Λ +8.6% Notes: Excluding FX fluctuations ^ In local currency # Based on geographical location of counterparty *Including Cambodia, Vietnam and Philippines Λ * +10.8% Others +16.3% Λ +5.3% +5.9% 11
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