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Investor Presentaiton

FRENCH RETAIL: STRATEGIC ROADMAP WELL ON TRACK Strategic priorities Main achievements BUILDING A LEADING BANK 1 IN THE FRENCH MARKET SERVING 10 MILLION CLIENTS DEVELOPING 2 FURTHER PRIVATE BANKING POSITIONING BOURSORAMA 3 | AS THE LEADER IN ONLINE BANKING SOCIETE GENERALE . Timely delivery of all announced milestones for the French networks merger . Target operating model largely deployed . Alongside a solid commercial performance with an increase of clients in core segments and growth of fee-based revenues (+8% vs. 2019) . Rollout the Private Banking know-how to a broader mass-affluent client base . Successful outsourcing of the SGPB Swiss back-office and IT operations to Azqore Record commercial performance . Record organic annual client acquisition . Successful onboarding of ING clients . Sizeable player with more than EUR 50bn Assets under Administration (+37% vs. 2021) 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023
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