3Q 2023 Investor Presentation

Workflow-Driven ESG & Climate Solutions Moody's adaptable solutions help customers address evolving business needs FOUNDATIONAL ANALYSIS Conduct foundational, company & sector-level ESG risk analysis & benchmarking across all workflows ())))) egė Lending Underwriting mai Investing Disclosure & Regulation * Supply Chain Credit & Sustainable Finance Incorporate ESG data, scores and screening into credit origination and assessment, loan portfolio management and monitoring, and reporting Integrate ESG data and analytics into P&C underwriting to inform decision-making and more effectively measure insurance-associated emissions to address the PCAF accounting and reporting standard and the NZIA target setting protocol Identify, measure, and manage ESG risks as part of portfolio management to inform investment decisions Enhance disclosure and compliance with ESG regulatory reporting requirements set forth by TCFD, ISSB, EU Taxonomy, SFDR Pillar 3, and others Embed ESG capabilities within supply chain due diligence to support supplier third-party onboarding and monitoring Advance corporate sustainability objectives and compliance with regulatory reporting requirements Systematically and transparently integrate ESG factors into credit analysis and assign independent opinions on entities' sustainable financing plans Note: P&C = Property and Casualty; PCAF = Partnership for Carbon Accounting Financials; NZIA = Net-Zero Insurance Alliance, TCFD = Task Force on Climate-Related Financial Disclosures; ISSB = International Sustainability Standards Board; SFDR = Sustainable Finance Disclosure Regulation. Moody's | Decode risk. Unlock opportunity. 3Q 2023 Investor Presentation 72

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