Third Quarter 2022 Results

Investment & Protection Services - 3Q22 Strong results growth in an unfavourable environment Good sales and business drive • • • Resiliency in net asset inflows (+€5.4bn in 3Q22): strong net asset inflows at Wealth Management, particularly in France; slightly positive net asset inflows at Asset Management, driven by medium- and long-term vehicles Good underlying business at Insurance, driven by Savings, and at Real Estate, particularly in Property Management Continued anchoring of ESG within the various businesses Leading positions in sustainable finance at Asset Management: ongoing and gradual increase in the percentage of open funds classified Article 8 or Article 92, reaching 87% as at 30.09.22 Announcement of BNP Paribas Cardif commitments, as part of the Net Zero Asset Owner Alliance, to align its investment portfolios with a carbon- neutral trajectory Real Estate: launch of Pierre Impact, a property fund with a social dimension (classified Article 9) Revenues: €1,632m (+8.9% vs. 3Q21) Increased revenues in Insurance Good growth in revenues at Wealth Management and Real Estate Impact of the market environment on Asset Management revenues Operating expenses €1,087m (+4.8% vs. 3Q21) Driven by business development and targeted initiatives Positive jaws effect (+4.2 pts) Assets under management¹ €bn 1,220 1,175 30.09.21 30.09.22 Pre-tax income €m +34.1% 627 468 Q3 21 Q3 22 Pre-tax income: €627m (+34.1% vs. 3Q21) . Positive impact of a capital gain on sale (by Wealth Management) in 3Q22 • Good contribution by associates 1. Including distributed assets; 2. Percentage of open funds distributed in Europe classified SFDR "Article 8" or "Article 9" as a percentage of assets under management BNP PARIBAS The bank for a changing world Third quarter 2022 results | 34

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